Toning? Or weight loss?
If you work on toning, and cardio, you will find that the fluffy stuff will clean up. All around resistance and core training will benefit you. Focus on a different area each day. Mix in cardio most days. Make sure you eat right. No fad diets. (Forget low carbs, vegetable only, no emphasis on single nutrients.) Generally 15/30/55 protein/fat/carbs is a good balance of these nutrients. Eating the right foods will get you there. Increase proteins a little if you are doing intense resistance/weight training.